Georgia Small Business Loans

Georgia, known as The Peach State, is one of the most dynamic economies in the southeastern United States. It’s not only renowned for its sweet peaches but also for its thriving business environment. With cities like Atlanta, Savannah, and Augusta leading the charge, Georgia hosts a vibrant business ecosystem. The state is also home to several professional sports teams, including the Atlanta Falcons (NFL), Atlanta Hawks (NBA), and Atlanta Braves (MLB). These teams help foster a sense of community and engagement, making Georgia a great place for businesses to grow.

Types of Business Loans in Georgia

Georgia is home to a diverse and rapidly growing economy, with key industries such as agriculture, manufacturing, finance, and technology. The state’s commitment to fostering a strong business environment is evident in its world-class infrastructure, highly skilled workforce, and favorable tax policies. Georgia’s economy offers ample opportunities for businesses across various sectors, and access to funding plays a critical role in supporting this growth. Here are some common types of business loans available in Georgia:

Equipment Financing

Many small business owners hear about equipment financing and think of big excavators and tractors. Yes, construction equipment is financeable – but so is a lot of other equipment. Big or small, basic or complicated, we provide small business owners with a fast and effective means to finance any type of equipment that they may need.

Learn More

Unsecured Business Loans

Rates so low that you will forget that you’re repaying it! Unsecured business loans require zero collateral but do require personal guarantees. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days?

Learn More

Merchant Cash Advance

Leverage your future sales in exchange for a lump sum of capital, today! Merchant Cash Advance are great for small businesses that need fast access to capital for new growth opportunities with little documentation required.

Learn More

SBA Loan

SBA loans are business loans guaranteed by the Small Business Administration. With their multiple SBA small business funding programs, this government agency provides SBA loan guarantees of up to 85% of the loan amount provided through an SBA-approved lender—typically banks.

Learn More

Business Line of Credit

Lines revolve and refresh, so any payments on principal made get added back to the available balance of the credit line. Business Line of Credit offers flexibility, good rates, and lack of restrictions which make it a good solution for any type of business, regardless of its industry.

Learn More

Startup Funding

Discover founder-friendly startup funding strategies—SBA loans, 0% credit hacks, grants & fast equipment financing. Launch smart, grow faster.

Learn More

How to Get a small Business Loan in Georgia

Applying for a business loan in Georgia is quick and hassle-free. Whether you need funding to expand, manage cash flow, or invest in equipment, our streamlined process ensures fast approvals and flexible terms. With just a few steps, you can secure the capital your business needs to grow.

Apply in Minutes

Fill out our simple online application in just a few minutes. Provide basic business details, financial information, and the loan amount you need. No lengthy paperwork required.

Get a Quick Decision

Our system quickly reviews your application and lets you know if you qualify for one or multiple funding options. Choose the best funding option based on your business needs and repayment preferences.

Receive Your Funds

Once approved, sign your agreement and access your funds—Sometimes as fast as the same day. Use your financing to grow, manage cash flow, or invest in new opportunities.

best banks for Small business loan in Georgia

Georgia is home to a robust network of banks and credit unions, providing customized financial solutions for small businesses looking to grow. These top SBA lenders in the state offer the best funding options to help entrepreneurs succeed.

SunTrust Bank (Now Truist)

SunTrust Bank, now part of Truist, is one of Georgia’s leading SBA lenders. They offer a wide range of small business financing options, including SBA 7(a) loans, business lines of credit, and equipment financing. With a strong presence in Georgia, SunTrust is known for its tailored lending solutions and dedicated support for small businesses. Whether you’re a startup or an established business, SunTrust provides personalized guidance and competitive rates to help your business grow.
Regions Bank

Regions Bank is a trusted financial institution offering SBA loans and other business financing options to small businesses in Georgia. They provide comprehensive services for entrepreneurs looking to finance their operations, purchase equipment, or expand their commercial real estate holdings. Regions Bank’s experienced loan officers work closely with business owners to understand their needs and find the best financing options to match their goals.
Wells Fargo

Wells Fargo is another prominent lender in Georgia, providing a range of small business loan options, including SBA loans, business term loans, and commercial real estate loans. Wells Fargo offers robust online tools for managing loans and making payments, providing Georgia business owners with easy access to their financing needs. Wells Fargo’s expertise and nationwide presence make it a go-to lender for small businesses across the state.

I appreciate the communication and knowledge the AMP team shared with me. I got the funding I needed in time and was able to pick up a big project I really wanted!

Matthew L.

It is an excellent company, the process to get funded was very easy and fast, and the customer service was very good 👍

Sebastián V.

Great customer service. Everyone was very friendly but still professional. They went the extra mile to help me get funding. They are awesome!

Stephanie D.

What our clients say about us

See what our clients say

Georgia Businesses We Serve

Restaurants
Convenience Store
Chiropractors
Auto Repair
Beauty Salon
Home Healthcare
Pharmacy
Construction
Medical Services
Logistics
Daycare
Vape Store
Security Services
Legal Services
Staffing Services
CBD
E-commerce
Adult Stores
AND MORE

F.a.Q. for Georgia Small Business Loans

What types of small business loans are available in Georgia?

Georgia offers a variety of small business loan options, including SBA 7(a) loans, SBA 504 loans, microloans, equipment financing, and lines of credit. State-specific programs, such as the State Small Business Credit Initiative (SSBCI), provide additional financing opportunities.

How can I qualify for a business loan in Georgia with limited collateral?

Qualifying for a business loan with limited collateral is achievable through programs like SBA 7(a) and 504 loans, which offer flexibility and favorable terms. State initiatives, such as the Georgia Small Business Credit Guaranty (SBCG) Program, are designed to assist businesses in securing necessary financing, even with limited collateral. AMP Advance collaborates with these programs to help businesses access the funding they need.

Are there state-specific loan programs for small businesses in Georgia?

Yes, Georgia offers several state-specific loan programs to support small businesses. The State Small Business Credit Initiative (SSBCI) provides loan guarantees to encourage private lenders to offer financing to small businesses. Additionally, the Georgia Small Business Credit Guaranty (SBCG) Program offers a 50% credit guarantee to lenders on loans up to $1,000,000. AMP Advance works closely with these programs, providing businesses with access to funding opportunities that promote growth and success within Georgia.

How do I apply for a small business loan in Georgia?

To apply for a small business loan in Georgia, you can approach local banks, credit unions, or apply directly through AMP Advance. The application process typically requires basic financial documents, a clear outline of your business needs, and may include a business plan, time in business, annual gross revenue, and personal or business credit score.

Georgia Small Business Loans