Phone:
(844) 462-4730
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
Small Business Loan | AMP Advance
7500+
Companies Funded
375 Million+
In Funded Capital
Business Loans, Made Simple
See if you are eligible for business funding in minutes
Applying WILL NOT impact your credit to review your options*
7500+
Companies Funded
375 Million+
In Funded Capital
Best online small business loan options
Same Day Funding Available
Terms Up To 10Yrs
One Application, Multiple Funding Options
No Hard Credit Check
What our clients say about us
See what our clients say
how to Apply for a small business loan
1. Apply Online
Answer just a few questions about your business to see which lending products you qualify for. In most cases there are no hard inquiry on your credit.
2. Get Approved
Our technology matches you with the best small business loans you qualify for.
3. Receive Your Funds
After selecting your preferred business loan option, you can get funds in your account within 24 hours.
business funding solutions
Custom solutions to fit your buiness needs
Business Line of Credit
A small business line of credit can help a company get through short term needs like unexpected expenses, purchase more inventory, or even payroll. Lines of credit are a fantastic way to borrow funds because the business owner can draw money out as needed and only pay costs on used funds.
Term
Up to 2 Years
Rate
As low as 7.99% Annual
Equipment Financing
An equipment loan, is a type of business loan that provides funds for purchasing essential machinery or technology. The equipment itself often acts as collateral, enabling businesses to acquire necessary assets while managing cash flow.
Term
Up to 5 Years
Rates
As low as 8.99% Annual
Unsecured Business Loans
Rates so low that you will forget that you’re repaying it! Zero collateral required, personal guarantee required. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days!
Term
Up to 5 Years
Rate
Starting at 7.99% Annual
SBA Loans
SBA loans, backed by the Small Business Administration, offer financial support to small businesses. SBA loans provide capital for various purposes such as acquisition, expansion, equipment financing or working capital.
Term
Up to 30 Years
Rate
PRIME + 4.75% Annual
Fuel your startup with smart, unsecured funding strategies like personal loans and credit card stacking — no revenue or business credit needed. Explore your startup funding options with guidance from real experts.
Term
Up to 18 Months
Rates
Starting at 0% intro APR
Merchant Cash Advance
Revenue bases funding is based on the strength of your cashflow, not your credit. This is not a loan but rather an advance against future revenue. Very little documents are required and is not a credit sensitive option.
Term
Up to 2 Years
Rates
Starting at 1.25% Monthly
Business funding — No Matter What You Do or Where You’re Based
From Florida to California, we help small businesses get funded without the bank drama. Explore unsecured loans, equipment financing, and revenue-based options tailored to your state.
Pick your State to get started.
Restaurants, contractors, retailers, salons — we fund them all. Whether you need to hire, stock up, or upgrade equipment, find business loan options made for your industry.
Pick your business type and take the next step.
From Florida to California, we help small businesses get funded without the bank drama. Explore unsecured loans, equipment financing, and revenue-based options tailored to your state.
Pick your State to get started.
Restaurants, contractors, retailers, salons — we fund them all. Whether you need to hire, stock up, or upgrade equipment, find business loan options made for your industry.
Pick your business type and take the next step.
FUNDING WHAT'S NEXT!
We’ve Helped
15,000+
Small Businesses
We’ve Funded
$150 Million+
Business Loans Through AMP Advance
small business loan F.A.Q.
See For Yourself What Makes AMP ADVANCE Your Best Choice
How do I apply for a small business loan online?
Applying is simple—fill out a short online form with your business info, revenue, and time in operation. Most business financing platforms offer instant pre-qualification without affecting your credit score.
What documents are needed for the loan application process?
You’ll typically need a valid ID, recent bank statements, and proof of business income. Some lenders may also review your creditworthiness and debt-to-income ratio during the approval process.
How fast can I get approved and funded?
Many small business loan providers offer same-day approval and funding within 24 to 72 hours, especially if your application is complete and you meet basic eligibility criteria.
Can I compare multiple business financing options in one application?
Yes! With one application, you can receive multiple funding offers—ranging from term loans to lines of credit—so you can choose the best fit based on loan amount, interest rate, and repayment terms.
What types of business financing can I qualify for?
Options include working capital loans, equipment financing, merchant cash advances, and business lines of credit. Your loan term and interest rate will depend on your business health and credit profile.
Do I need perfect credit to qualify for a small business loan?
Not at all. We work with business owners who have fair or even poor credit. Your overall business performance, revenue, and cash flow often matter more than just your credit score.
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