Phone:
(888) 201-2860
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
7500+
Companies Funded
375 Million+
In Funded Capital
Business Loans, Made Simple
See if you are eligible for business funding in minutes
Applying WILL NOT impact your credit to review your options*
7500+
Companies Funded
375 Million+
In Funded Capital
Same Day Funding Available
Terms Up To 10Yrs
One Application, Multiple Funding Options
No Hard Credit Check
Apply for a loan in 3 easy steps- even with bad credit
1. Apply Online
Answer just a few questions about your business to see which lending products you qualify for. In most cases there are no hard inquiry on your credit.
2. Get Approved
Our technology matches you with the best bad credit business loans you qualify for.
3. Receive Your Funds
After selecting your preferred loan option, you can get funds in your account within 24 hours.
What our clients say about us
See what our clients say
business funding solutions
Custom solutions to fit your buiness needs
Business Line of Credit
A small business line of credit can help a company get through short term needs like unexpected expenses, purchase more inventory, or even payroll. Lines of credit are a fantastic way to borrow funds because the business owner can draw money out as needed and only pay costs on used funds.
Loan Term
Up to 2 Years
Interest Rate
As low as 7.99% Annual
Equipment Financing
An equipment loan, is a type of business loan that provides funds for purchasing essential machinery or technology. The equipment itself often acts as collateral, enabling businesses to acquire necessary assets while managing cash flow.
Loan Term
Up to 5 Years
Interest Rates
As low as 8.99% Annual
Unsecured Business Loans
Rates so low that you will forget that you’re repaying it! Zero collateral required, personal guarantee required. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days!
Loan Term
Up to 5 Years
Interest Rate
Starting at 7.99% Annual
SBA Loans
SBA loans, backed by the Small Business Administration, offer financial support to small businesses. SBA loans provide capital for various purposes such as acquisition, expansion, equipment financing or working capital.
Loan Term
Up to 30 Years
Interest Rate
PRIME + 4.75% Annual
Merchant Cash Advance
Revenue bases funding is based on the strength of your cashflow, not your credit. This is not a loan but rather an advance against future revenue. Very little documents are required and is not a credit sensitive option.
Loan Term
Up to 2 Years
Interest Rates
Starting at 1.25% Monthly
Qualifying for business loans Is Easy!
MINIMUM $100K ANNUAL REVENUE
U.S. BASED BUSINESS
BUSINESS BANK ACCOUNT
MINIMUM 6 MONTHS IN BUSINESS
Qualifying for business loans Is Easy!
MINIMUM $100K ANNUAL REVENUE
U.S. BASED BUSINESS
BUSINESS BANK ACCOUNT
MINIMUM 6 MONTHS IN BUSINESS
FUNDING WHAT'S NEXT!
We’ve Helped
15,000+
Small Businesses
We’ve Funded
$150 Million+
Business Loans Through AMP Advance
F.A.Q.
See For Yourself What Makes AMP ADVANCE Your Best Choice
About Us
Is there a fee to apply for business funding?
No, AMP doesn’t charge any fees to apply for any one of our business funding programs
If I want to pay early, is there a fee to close my account?
No, there is no fee to close the account if you’d like to pay early, as a matter of fact a AMP representative will often provide a discount when you pay early.
What are the typical rates?
AMP has several different business funding programs, each with its own rate and term by our exclusive institutional partnerships. Our representatives do their best to give the most aggressive offer when it comes to cost of funding.
Are there any closing costs?
AMP doesn’t directly charge any additional fees.
Applying
Can I handle my whole application process online if I’d like?
Yes, you can! We offer both a fully automated process or a more involved Concierge approach.
If I’ve had past credit problems, should I apply?
YES, AMP has been able to help many clients with a less than perfect credit history.
Can I leverage my minority ownership in a business for personal financing?
We require at least 51% ownership to close on a deal. In some cases, we would require 80%. Call us at (888) 201-2860 for any additional questions you may have.
How much time after filling out an application does it take to get a decision?
AMP can match you with a lender and fund in as little as 24 hours, an average funding timeframe is 2-4 business days.
If I already have a business loan, and need more funding should I apply?
Yes, AMP offers many products that can help you no matter the current situation.
My business just started. Can I still I get approved for financing?
We are unable to help fund start-ups. However, if you have been open for at least three months and can provide official documentation of your sales history, you are a candidate and should not hesitate to apply. In fact, it will be a short and simple process.
Do I need to mail in signed hardcopies of the application and contract?
No. We happily accept all documentation sent to us by fax or e-mail to our secure server.
Fees
Is there a fee to apply for business funding?
No, AMP doesn’t charge any fees to apply for any one of our business funding programs.
What are the typical rates?
AMP has several exclusive funding partners, each with their programs along with rate and terms. Our algorithms help match you with the most competitive rates based on your financing needs and terms custom tailored to your cashflow.
Are there any closing costs?
AMP doesn’t directly charge any additional fees.
If I want to pay early, is there a fee to close my account?
No, there is no fee to close the account if you’d like to pay early, as a matter of fact many AMP partners will often provide a significant discount when you pay off early for certain programs.
Funding
Will this financing report to my business or personal credit?
MP has programs that offer this feature and some that don’t. Depending on what the client’s needs are we place them into the appropriate program to fit those needs.
Is your financing personally guaranteed and do you require collateral?
We offer programs that do not have a personal guaranty or collateral, and we also offer programs that do. These details will depend on the type of financing you are looking for and will be communicated to you by our funding experts, verbally and in writing.
Is there a pre-payment penalty if I want to pay my account off early?
No there isn’t, AMP has many funding programs that offer a discount to pay off early so YOU SAVE!
If I already have a business loan, can I qualify for another?
A qualified AMP representative will review your account with you and place you into a program that will fit your scenario without overextending your business.
What steps can I take to ensure I receive the funds as fast as possible?
To expedite approval and funding, we encourage you to submit all requested documentation within 1 (one) day of submitting the initial application.
Payments
What type of repayment options does AMP offer on business funding products?
AMP has repayment options that include daily, weekly, semi-monthly and monthly.
Do I have to change my credit card merchant account?
The simple answer is NO! We work with many providers that do not require a change to your payments systems. However, if you did want to see if AMP could save you money on your current merchant account we’re always glad to provide you with lower cost options!
Security
When I send my personal information to AMP does the company re-sell it?
No, AMP stores all information in a secure CRM which sits on a secure cloud. Nothing is saved to any local computers and no data is ever sold to any 3rd parties.
Is my email secure that I send to the company with my information?
YES, AMP has a top notch cyber security policy along with the most sophisticated security software.
What happens with my information if I’m declined?
AMP shreds any printed information and securely disposes of all shredded documents.
Will any of my creditors be notified I’ve applied for business funding?
AMP doesn’t directly alert any creditors that you’re applying for business funding.
ready to grow your business?
Whether you need a small business loan or equipment financing, AMP Advance can say, "Yes!"
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