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Phone:
(844) 462-4730

Business Hours
Mon-Fri: 9AM - 6PM

Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306

business loans
7500+
Companies Funded
375 Million+
In Funded Capital

Business Loans, Made Simple

See if you are eligible for business funding in minutes

Applying WILL NOT impact your credit to review your options*

7500+
Companies Funded
375 Million+
In Funded Capital

Best online business loan options

Same Day Funding Available

Terms Up To 10Yrs

One Application, Multiple Funding Options

No Hard Credit Check

I appreciate the communication and knowledge the AMP team shared with me. I got the funding I needed in time and was able to pick up a big project I really wanted!

Matthew L.

It is an excellent company, the process to get funded was very easy and fast, and the customer service was very good 👍  
 
 

Sebastián V.

Great customer service. Everyone was very friendly but still professional. They went the extra mile to help me get funding. They are awesome!  
 

Stephanie D.

What our clients say about us

See what our clients say

SEE MORE REVIEWS

how to Apply for a small business loan

1. Apply Online

Answer just a few questions about your business to see which lending products you qualify for. In most cases there are no hard inquiry on your credit.

2. Get Approved

Our technology matches you with the best small business loans you qualify for.
 

3. Receive Your Funds

After selecting your preferred business loan option, you can get funds in your account within 24 hours.

business funding solutions

Custom solutions to fit your buiness needs

Business Line of Credit

A small business line of credit can help a company get through short term needs like unexpected expenses, purchase more inventory, or even payroll. Lines of credit are a fantastic way to borrow funds because the business owner can draw money out as needed and only pay costs on used funds.

Term

Up to 2 Years

Rate

As low as 7.99% Annual

Learn More

Equipment Financing

An equipment loan, is a type of business loan that provides funds for purchasing essential machinery or technology. The equipment itself often acts as collateral, enabling businesses to acquire necessary assets while managing cash flow.

Term

Up to 5 Years

Rates

As low as 8.99% Annual

Learn More

Unsecured Business Loans

Rates so low that you will forget that you’re repaying it! Zero collateral required, personal guarantee required. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days!

Term

Up to 5 Years

Rate

Starting at 7.99% Annual

Learn More

SBA Loans

SBA loans, backed by the Small Business Administration, offer financial support to small businesses. SBA loans provide capital for various purposes such as acquisition, expansion, equipment financing or working capital.

Term

Up to 30 Years

Rate

PRIME + 4.75% Annual

Learn More

Fuel your startup with smart, unsecured funding strategies like personal loans and credit card stacking — no revenue or business credit needed. Explore your startup funding options with guidance from real experts.

Term

Up to 18 Months

Rates

Starting at 0% intro APR

Learn More

Merchant Cash Advance

Revenue based funding focuses on the strength of your cashflow, not your credit. This is not a loan but rather an advance against future revenue. Very little documents are required and is not a credit sensitive option.

Term

Up to 2 Years

Rates

Starting at 1.25% Monthly

Learn More

Business loan options — No Matter What You Do or Where You’re Based

From Florida to California, we help small businesses get funded without the bank drama. Explore unsecured loans, equipment financing, and revenue-based options tailored to your state.

Pick your State to get started.

Restaurants, contractors, retailers, salons — we fund them all. Whether you need to hire, stock up, or upgrade equipment, find business loan options made for your industry.

Pick your business type and take the next step.

From Florida to California, we help small businesses get funded without the bank drama. Explore unsecured loans, equipment financing, and revenue-based options tailored to your state.

Pick your State to get started.

Restaurants, contractors, retailers, salons — we fund them all. Whether you need to hire, stock up, or upgrade equipment, find business loan options made for your industry.

Pick your business type and take the next step.

FUNDING WHAT'S NEXT!

We’ve Helped
15,000+

Small Businesses

We’ve Funded

$150 Million+

Business Loans Through AMP Advance

Small Business Loan F.A.Q.

See For Yourself What Makes AMP ADVANCE Your Best Choice

How do I apply for a small business loan online?

Applying is simple—fill out a short online form with your business info, revenue, and time in operation. Most business financing platforms offer instant pre-qualification without affecting your credit score.

What documents are needed for the loan application process?

You’ll typically need a valid ID, recent bank statements, and proof of business income. Some lenders may also review your creditworthiness and debt-to-income ratio during the approval process.

How fast can I get approved and funded?

Many small business loan providers offer same-day approval and funding within 24 to 72 hours, especially if your application is complete and you meet basic eligibility criteria.

Can I compare multiple business financing options in one application?

Yes! With one application, you can receive multiple funding offers—ranging from term loans to lines of credit—so you can choose the best fit based on loan amount, interest rate, and repayment terms.

What types of business financing can I qualify for?

Options include working capital loans, equipment financing, merchant cash advances, and business lines of credit. Your loan term and interest rate will depend on your business health and credit profile.

Do I need perfect credit to qualify for a small business loan?

Not at all. We work with business owners who have fair or even poor credit. Your overall business performance, revenue, and cash flow often matter more than just your credit score.

Small Business Loan Guides:

ready to grow your business?

Whether you need a small business loan or equipment financing, AMP Advance can say, "Yes!"

Apply Now

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  • Phone:
  • (888) 201-2860
  • Business Hours
  • Mon-Fri: 9AM - 6PM

Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306

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