Phone:
(844) 462-4730
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
Phone:
(844) 462-4730
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
New York is a national leader in business and innovation, with diverse industries spanning finance, healthcare, tech, and tourism. From NYC to the Adirondacks, small businesses thrive across the state’s dynamic regions.
Home to iconic teams like the New York Yankees, Mets, Knicks, and Nets, the Empire State blends business, culture, and competition. Whether you're expanding in Brooklyn or upgrading equipment in Buffalo, New York small business loans provide flexible funding to help you grow.
AMP Advance supports entrepreneurs statewide with tailored business loan options in New York, from SBA loans to revenue-based financing
New York’s economy is driven by sectors such as finance, technology, real estate, tourism, and healthcare. The state’s status as a global financial and business center makes it a prime location for entrepreneurs looking to start or expand their small businesses. Whether you’re opening a tech startup or expanding a restaurant, various loan options are available to help you achieve your goals. Here are five popular types of business loans available to entrepreneurs in New York:
Many small business owners hear about equipment financing and think of big excavators and tractors. Yes, construction equipment is financeable – but so is a lot of other equipment. Big or small, basic or complicated, we provide small business owners with a fast and effective means to finance any type of equipment that they may need.
Rates so low that you will forget that you’re repaying it! Unsecured business loans require zero collateral but do require personal guarantees. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days?
Leverage your future sales in exchange for a lump sum of capital, today! Merchant Cash Advance are great for small businesses that need fast access to capital for new growth opportunities with little documentation required.
SBA loans are business loans guaranteed by the Small Business Administration. With their multiple SBA small business funding programs, this government agency provides SBA loan guarantees of up to 85% of the loan amount provided through an SBA-approved lender—typically banks.
Lines revolve and refresh, so any payments on principal made get added back to the available balance of the credit line. Business Line of Credit offers flexibility, good rates, and lack of restrictions which make it a good solution for any type of business, regardless of its industry.
Discover founder-friendly startup funding strategies—SBA loans, 0% credit hacks, grants & fast equipment financing. Launch smart, grow faster.
Applying for a business loan in New York is quick and hassle-free. Whether you need funding to expand, manage cash flow, or invest in equipment, our streamlined process ensures fast approvals and flexible terms. With just a few steps, you can secure the capital your business needs to grow.
Fill out our simple online application in just a few minutes. Provide basic business details, financial information, and the loan amount you need. No lengthy paperwork required.
Our system quickly reviews your application and lets you know if you qualify for one or multiple funding options. Choose the best funding option based on your business needs and repayment preferences.
Once approved, sign your agreement and access your funds—Sometimes as fast as the same day. Use your financing to grow, manage cash flow, or invest in new opportunities.
From Florida to California, we help small businesses get funded without the bank drama. Explore unsecured loans, equipment financing, and revenue-based options tailored to your state.
Pick your State to get started.
Restaurants, contractors, retailers, salons — we fund them all. Whether you need to hire, stock up, or upgrade equipment, find business loan options made for your industry.
Pick your business type and take the next step.
Securing the right business loan in New York begins with choosing the right lender. Here are three top SBA lenders in Arizona that can help support your small business needs:
As one of the largest financial institutions in the world, JPMorgan Chase is a prominent SBA lender in New York, offering various loan options for small businesses. Their SBA 7(a) loans and SBA 504 loans are designed to help entrepreneurs in New York obtain affordable financing for long-term growth. Chase provides personalized guidance throughout the application process, making it easier for small businesses to secure funding.
Wells Fargo is another leading SBA lender in New York, offering an array of small business loans, including SBA 7(a) loans, business lines of credit, and equipment financing. Wells Fargo is known for its streamlined application process and competitive interest rates. Their experienced business bankers work closely with entrepreneurs to tailor financing solutions that align with business goals and cash flow needs.
Citibank offers a variety of loan products to small businesses in New York, including SBA loans and business term loans. Citibank is committed to supporting small businesses in the state with flexible loan options, competitive rates, and personalized support. Whether you need funding for expansion or working capital, Citibank provides the resources and expertise to help small businesses succeed.
Stephanie Whitworth2025-07-03Trustindex verifies that the original source of the review is Google. AMP helped me secure a business line of credit that was a game-changer for my seasonal tourism business. During the slow months, it gave me the cash flow I needed to cover payroll and prep for peak season—smooth, fast, and exactly what I needed to stay afloat. Brian Dale2025-07-02Trustindex verifies that the original source of the review is Google. John at AMP got creative and made it happen. He stacked multiple funding options to get me the capital I needed fast. Smart, responsive, and results-driven. Highly recommend! George Lopez2025-06-03Trustindex verifies that the original source of the review is Google. John and his team(AMP Advance) are very professional and knowledgeable. Im a restuarant owner in California, having access to quick capital is crucial to us restaurant owners That's what Amp Advance has been able to do for us. Quick turn around, competive pricing, not to mention their customer service is second to none. I would highly recommend giving John and his team an opportunity to earn your business. Thanks Amp Adavnce, Jak Dawson2025-05-22Trustindex verifies that the original source of the review is Google. Amp Advance did great with their customer service, understanding my business, and quick loan services. Thanks a lot for the help with my Florida Business Loan. Francisco Montero Naranjo2025-04-22Trustindex verifies that the original source of the review is Google. Glad I called AMP, they came in clutch for business funding for my Irvine, CA business when my biggest client had payment issue to help me cover my payroll with a business line of credit. Gloria Ortiz2025-04-09Trustindex verifies that the original source of the review is Google. You've guys helped me hit my funding goals so I can grow my business from start up to where I am today! Your team took the time and helped me a lot. Thanks! Christiaan2025-04-08Trustindex verifies that the original source of the review is Google. I used AMP to secure equipment financing for network servers and storage networks. The process was smooth, and they helped me get exactly what I needed, without tying up my cash flow. Jocelyn Farrar2025-04-06Trustindex verifies that the original source of the review is Google. Carlos got me funded for a business line of credit where my bank declined me! He’s my guy when I need business funding I would highly recommend Travis Messman2025-04-01Trustindex verifies that the original source of the review is Google. Matt and the team at AMP helped me consolidate my business debt into a single loan with an affordable payment, saving me 40% on cash flow. Nicole Olar2025-03-18Trustindex verifies that the original source of the review is Google. John and the team at AMP were absolute lifesavers! They listened to my needs and made the process of securing a business line of credit easy and educational!Google rating score: 5.0 of 5, based on 46 reviews
Small business owners in New York can access various loan options, including SBA 7(a) loans, SBA 504 loans, microloans, equipment financing, and lines of credit. State-specific programs like the New York Forward Loan Fund 2 and the Small Business Revolving Loan Fund provide additional financing opportunities. AMP Advance provides a comprehensive suite of these loan products, delivering flexible financing solutions tailored to meet the needs of local businesses.
Qualifying for a business loan with limited collateral is achievable through programs like SBA 7(a) and 504 loans, which offer flexibility and favorable terms. State initiatives such as the New York Forward Loan Fund 2 are designed to assist underserved communities and may have more lenient requirements. AMP Advance collaborates with these programs to help businesses secure necessary financing, even with limited collateral.
Yes, New York offers several state-specific loan programs to support small businesses. The New York Forward Loan Fund 2 provides working capital loans to small businesses and nonprofits across the state. Additionally, the Small Business Revolving Loan Fund offers microloans to address financing gaps for new companies and under-banked communities. AMP Advance works closely with these programs, providing businesses with access to funding opportunities that promote growth and success within New York.
To apply for a small business loan in New York, you can approach local banks, credit unions, or apply directly through AMP Advance. The application process typically requires basic financial documents, a clear outline of your business needs, and may include a business plan, time in business, annual gross revenue, and personal or business credit score.
AMP Advance is recognized for its competitive rates, flexible loan options, and a deep understanding of New York’s business landscape. They collaborate with state programs to offer loan guarantees, making them a top choice for small business financing in New York.
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Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306