Phone:
(844) 462-4730
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
Phone:
(844) 462-4730
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
California, also known as The Golden State, is renowned for its stunning landscapes, from the Pacific coast to the Sierra Nevada mountains. Beyond its natural beauty, California is a powerhouse in the world of sports, with professional teams such as the Los Angeles Lakers (NBA), San Francisco 49ers (NFL), and Los Angeles Dodgers (MLB). These teams are a source of pride and energy for the state, much like California's dynamic and entrepreneurial business ecosystem. For small business owners in California, there are a variety of financial options available to support their growth and success.
California’s economy is one of the largest and most diverse in the United States. The state is a leader in industries such as technology, entertainment, agriculture, manufacturing, and tourism. These industries not only fuel the state’s economic growth but also provide small business owners with endless opportunities for expansion and innovation. Whether you’re in Silicon Valley, the heart of the tech industry, or a local winery in Napa Valley, there are numerous financing options to help your business thrive.
Many small business owners hear about equipment financing and think of big excavators and tractors. Yes, construction equipment is financeable – but so is a lot of other equipment. Big or small, basic or complicated, we provide small business owners with a fast and effective means to finance any type of equipment that they may need.
Rates so low that you will forget that you’re repaying it! Unsecured business loans require zero collateral but do require personal guarantees. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days?
Leverage your future sales in exchange for a lump sum of capital, today! Merchant Cash Advance are great for small businesses that need fast access to capital for new growth opportunities with little documentation required.
SBA loans are business loans guaranteed by the Small Business Administration. With their multiple SBA small business funding programs, this government agency provides SBA loan guarantees of up to 85% of the loan amount provided through an SBA-approved lender—typically banks.
Lines revolve and refresh, so any payments on principal made get added back to the available balance of the credit line. Business Line of Credit offers flexibility, good rates, and lack of restrictions which make it a good solution for any type of business, regardless of its industry.
Discover founder-friendly startup funding strategies—SBA loans, 0% credit hacks, grants & fast equipment financing. Launch smart, grow faster.
Applying for a California small business loan is quick and hassle-free. Whether you need funding to expand, manage cash flow, or invest in equipment, our streamlined process ensures fast approvals and flexible terms. With just a few steps, you can secure the capital your business needs to grow.
Fill out our simple online application in just a few minutes. Provide basic business details, financial information, and the loan amount you need. No lengthy paperwork required.
Our system quickly reviews your application and lets you know if you qualify for one or multiple funding options. Choose the best funding option based on your business needs and repayment preferences.
Once approved, sign your agreement and access your funds—Sometimes as fast as the same day. Use your financing to grow, manage cash flow, or invest in new opportunities.
California is home to a robust network of banks and credit unions, providing customized financial solutions for small businesses looking to grow. These top California SBA lenders offer the best funding options to help entrepreneurs succeed.
Wells Fargo is one of the leading banks in California for small business financing. They offer a variety of loan products, including SBA loans, business term loans, and lines of credit. Wells Fargo is known for its extensive network and in-depth understanding of California’s business landscape, making it a reliable partner for entrepreneurs looking to grow and scale their businesses.
U.S. Bank is another top choice for small business loans in California. They provide SBA 7(a) loans, commercial real estate loans, and business lines of credit. U.S. Bank is committed to helping California’s small businesses thrive by offering tailored financing solutions that suit the unique needs of business owners in the state.
California Bank & Trust offers specialized financial services for small businesses in California. They focus on providing personalized loans, including SBA loans and equipment financing, to help California’s diverse range of businesses get the capital they need. With deep ties to local communities, California Bank & Trust is an excellent option for business owners seeking a bank that understands their needs.
Stephanie Whitworth2025-07-03Trustindex verifies that the original source of the review is Google. AMP helped me secure a business line of credit that was a game-changer for my seasonal tourism business. During the slow months, it gave me the cash flow I needed to cover payroll and prep for peak season—smooth, fast, and exactly what I needed to stay afloat. Brian Dale2025-07-02Trustindex verifies that the original source of the review is Google. John at AMP got creative and made it happen. He stacked multiple funding options to get me the capital I needed fast. Smart, responsive, and results-driven. Highly recommend! George Lopez2025-06-03Trustindex verifies that the original source of the review is Google. John and his team(AMP Advance) are very professional and knowledgeable. Im a restuarant owner in California, having access to quick capital is crucial to us restaurant owners That's what Amp Advance has been able to do for us. Quick turn around, competive pricing, not to mention their customer service is second to none. I would highly recommend giving John and his team an opportunity to earn your business. Thanks Amp Adavnce, Jak Dawson2025-05-22Trustindex verifies that the original source of the review is Google. Amp Advance did great with their customer service, understanding my business, and quick loan services. Thanks a lot for the help with my Florida Business Loan. Francisco Montero Naranjo2025-04-22Trustindex verifies that the original source of the review is Google. Glad I called AMP, they came in clutch for business funding for my Irvine, CA business when my biggest client had payment issue to help me cover my payroll with a business line of credit. Gloria Ortiz2025-04-09Trustindex verifies that the original source of the review is Google. You've guys helped me hit my funding goals so I can grow my business from start up to where I am today! Your team took the time and helped me a lot. Thanks! Christiaan2025-04-08Trustindex verifies that the original source of the review is Google. I used AMP to secure equipment financing for network servers and storage networks. The process was smooth, and they helped me get exactly what I needed, without tying up my cash flow. Jocelyn Farrar2025-04-06Trustindex verifies that the original source of the review is Google. Carlos got me funded for a business line of credit where my bank declined me! He’s my guy when I need business funding I would highly recommend Travis Messman2025-04-01Trustindex verifies that the original source of the review is Google. Matt and the team at AMP helped me consolidate my business debt into a single loan with an affordable payment, saving me 40% on cash flow. Nicole Olar2025-03-18Trustindex verifies that the original source of the review is Google. John and the team at AMP were absolute lifesavers! They listened to my needs and made the process of securing a business line of credit easy and educational!Google rating score: 5.0 of 5, based on 46 reviews
Minimum qualifications are the below:
Small business owners in California can access various loan options, including SBA loans, equipment financing, lines of credit, and working capital loans. AMP Advance offers flexible financing solutions with quick approvals and competitive rates, helping local businesses meet their funding needs.
California small business loans with no collateral are available through AMP Advance, which provides unsecured business loans and flexible terms.
See how much you qualify for HERE.
Yes, California offers several small business loan programs tailored to the state’s diverse economy. These include:
California Small Business Loan Guarantee Program (SBLGP): Helps businesses that may not qualify for traditional loans by reducing lender risk.
IBank’s Small Business Finance Center: Offers microloans and loan guarantees through partner lenders to support startups and underserved communities.
California Equipment Loans: Ideal for businesses needing to purchase or upgrade tools, machinery, or vehicles.
California Merchant Cash Advance Programs: A fast funding option for businesses with strong credit card sales, offering repayment flexibility.
Local city/county programs: Many cities like Los Angeles and San Diego offer additional grant or low-interest loan options for small businesses.
To apply for a small business loan in California, you can approach local banks or apply online directly through AMP Advance. The application process is fast and easy, requiring basic financial documents and a clear description of your business needs.
Looking to fund your startup in California? From credit card stacking to unsecured personal loans, we break down smart options that don’t require revenue or collateral.
Yes, California business owners can still qualify for funding—even with bad credit. Explore California bad credit business loan options that focus on your revenue, not your credit score. Many programs offer same-day approval with no hard credit checks.
©2025 All Rights Reserved.
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306