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Phone:
(888) 201-2860

Business Hours
Mon-Fri: 9AM - 6PM

Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306

Florida Bad Credit Business Loans

business loans
7500+
Companies Funded
375 Million+
In Funded Capital

Florida Bad Credit Business Loans.

Secure funding with flexible options tailored for businesses with less-than-perfect credit.

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Applying WILL NOT impact your credit to review your options*

7500+
Companies Funded
375 Million+
In Funded Capital

Same Day Funding Available

Terms Up 5 Yrs

One Application, Multiple Funding Options

No Hard Credit Check

I appreciate the communication and knowledge the AMP team shared with me. I got the funding I needed in time and was able to pick up a big project I really wanted!

Matthew L.

It is an excellent company, the process to get funded was very easy and fast, and the customer service was very good 👍  
 
 

Sebastián V.

Great customer service. Everyone was very friendly but still professional. They went the extra mile to help me get funding. They are awesome!  
 

Stephanie D.

What our clients say about us

See what our Florida clients say

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HOW TO GET A BUSINESS LOAN WITH BAD CREDIT?

Explore smart funding solutions like revenue-based financing and equipment loans—designed to help businesses with bad credit secure capital fast without relying on traditional bank approvals.

1. Know Your Credit Profile

Start by checking your credit score and understanding the details on your report. Lenders look at more than just the number—they review payment history, credit utilization, and any derogatory marks.

3. Apply for Revenue-Based or Equipment Financing

After selecting your preferred business loan option, you can get funds in your account within 24 hours.

2. Receive Your Funds

Once approved, your funds are delivered fast—often within 24 hours. Revenue-based financing puts working capital in your hands, matched to your daily sales. Equipment financing lets you secure cash by purchasing or leveraging hard assets. Choose one or stack both to meet your cash flow and growth needs without letting bad credit hold you back.

business funding solutions

Custom solutions to fit your buiness needs

Revenue Based Financing

Unlock flexible funding in Florida tied to your business’s monthly revenue—not your credit score. Revenue-based financing gives you fast access to capital with payments that adjust to your cash flow. Ideal for growing businesses with inconsistent income or credit challenges.

Term

Up to 2 Years

Rates

Starting at 1.25% Monthly

Learn More

Bad Credit Equipment Loans

Need to purchase or upgrade equipment in Florida—but have bad credit? Whether you’re financing new equipment or leveraging existing assets with equity to turn them into working capital, our solutions help you access cash while keeping use of the equipment. Preserve cash flow, build business credit, and get funded without the upfront burden.

Term

Up to 5 Years

Rates

As low as 8.99% Annual

Learn More

Need Funding in Your Industry? — We Specialize in Bad Credit Business Loans.

Whether you’re in construction, retail, trucking, or hospitality, we provide tailored funding solutions for businesses with less-than-perfect credit. Explore flexible financing options designed for your industry and get the capital you need—fast.

FUNDING WHAT'S NEXT!
We’ve Helped
15,000+

Small Businesses

We’ve Funded

$150 Million+

Business Loans Through AMP Advance

F.A.Q. for bad credit business loans

From credit checks to fast funding—here’s everything you need to know before applying.

Can I really get a business loan with bad credit?

Yes, many alternative lenders offer business loans for poor credit by focusing on your revenue, time in business, or collateral—not just your FICO score. Options like revenue-based financing and equipment financing make it possible to secure capital even with credit challenges.

What type of business loan doesn’t require a credit check?

No credit check business funding typically comes through merchant cash advances or credit card split loans, where repayment is based on daily sales. These options rely on cash flow, not personal credit.

 

How does revenue-based financing work for bad credit borrowers?

With revenue-based financing, lenders give you a lump sum in exchange for a percentage of your daily or weekly sales. It’s ideal for businesses with strong revenue but weak credit, offering flexibility and fast approvals.

Can I use equipment I own to get a loan?

Yes. If your business owns valuable machinery, trailers, or tools, you can access asset-based lending. You’re borrowing against the equity in your equipment—not your credit score.

What’s the fastest way to get funded with bad credit?

Apply online with an alternative lender that offers same-day funding. With minimal documentation, many business owners receive approvals in hours and funding in less than a day.

Final Thought: Bad Credit Isn’t a Deal Breaker—It’s Just a Detour

Don’t let your credit score kill your momentum. Whether you’re stacking revenue-based funds or leveraging equipment, the capital is out there—and it doesn’t care about your past. Apply smart, fund fast, and get back to growing your business.

business loan guides:

ready to grow your business?

Whether you need a small business loan or equipment financing, AMP Advance can say, "Yes!"

Apply Now

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