Phone:
(844) 462-4730
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
Phone:
(844) 462-4730
Business Hours
Mon-Fri: 9AM - 6PM
Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306
No two businesses are alike—your funding shouldn’t be either. We customize capital solutions to fit your goals, cash flow, and hustle. Whether you’re scaling fast or just getting started, we deliver financing that’s built for you, not the masses.
Many small business owners hear about equipment financing and think of big excavators and tractors. Yes, construction equipment is financeable – but so is a lot of other equipment. Big or small, basic or complicated, we provide small business owners with a fast and effective means to finance any type of equipment that they may need.
Rates so low that you will forget that you’re repaying it! Unsecured business loans require zero collateral but do require personal guarantees. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days?
Leverage your future sales in exchange for a lump sum of capital, today! Merchant Cash Advance are great for small businesses that need fast access to capital for new growth opportunities with little documentation required.
SBA loans are business loans guaranteed by the Small Business Administration. With their multiple SBA small business funding programs, this government agency provides SBA loan guarantees of up to 85% of the loan amount provided through an SBA-approved lender—typically banks.
Lines revolve and refresh, so any payments on principal made get added back to the available balance of the credit line. Business Line of Credit offers flexibility, good rates, and lack of restrictions which make it a good solution for any type of business, regardless of its industry.
Discover founder-friendly startup funding strategies—SBA loans, 0% credit hacks, grants & fast equipment financing. Launch smart, grow faster.
From Florida to California, we help small businesses get funded without the bank drama. Explore unsecured loans, equipment financing, and revenue-based options tailored to your state.
Pick your State to get started.
Restaurants, contractors, retailers, salons — we fund them all. Whether you need to hire, stock up, or upgrade equipment, find business loan options made for your industry.
Pick your business type and take the next step.
From Florida to California, we help small businesses get funded without the bank drama. Explore unsecured loans, equipment financing, and revenue-based options tailored to your state.
Pick your State to get started.
Restaurants, contractors, retailers, salons — we fund them all. Whether you need to hire, stock up, or upgrade equipment, find business loan options made for your industry.
Pick your business type and take the next step.
Small Businesses
We’ve Funded
Business Loans Through AMP Advance
What are small business funding solutions, and how do they work?
Small business funding solutions are financial products designed to help companies manage cash flow, cover operational costs, or invest in growth. These include options like working capital loans, equipment financing, and revenue-based funding.
Depending on your business profile and creditworthiness, you may qualify for either secured or unsecured loans.
Learn more about business financing basics on Investopedia.
Unlike bank loans that often require collateral and a strong business credit score, alternative lending solutions from fintech lenders offer faster approvals and flexible terms. These include merchant cash advances, invoice factoring, and credit card stacking, which can be ideal for businesses with limited documentation or urgent funding needs.
Read a comparison breakdown on Forbes.
Your business credit score is a major factor in determining loan eligibility, interest rates, and loan limits. Lenders—especially those offering SBA loans or unsecured lines of credit—use your score to assess risk. For newer businesses, personal credit and monthly revenue may also be considered.
See how credit scores work on Wikipedia.
Yes, some lenders provide options that don’t require a personal guarantee, especially for revenue-based financing or equipment leasing.
However, these products often come with higher rates or shorter terms. Always review terms carefully to understand any UCC-1 filings or repayment obligations tied to your business assets.
If speed is the priority, merchant cash advances or fintech-based working capital loans can provide same-day to 48-hour funding.
These don’t require a lengthy underwriting process and rely mostly on bank statement analysis and revenue trends to determine eligibility.
The best small business funding solution depends on your cash flow, growth goals, and industry-specific needs. While a service-based business may benefit from a business line of credit, a product-based company might prefer inventory financing or working capital loans.
To read more available funding paths, visit Business.com guide to small business loans for a helpful breakdown.
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Address
97 Newkirk Street, 3rd Floor
Jersey City, NJ 07306