Small Business Loans by State

Explore tailored small business loan programs across all 50 states. Discover the best financing options to grow your business with AMP Advance.

Explore Top State-Specific Business Loan Programs

Whether you’re seeking SBA-backed loans or exploring state economic development programs, AMP Advance offers tailored solutions to meet your needs.

Alabama
Arkansas
Connecticut
Georgia
Illinois
Kansas
Maine
Michigan
Missouri
Nevada
New Mexico
North Dakota
Oregon
South Carolina
Texas
Virginia
Wisconsin

Alaska
California
Delaware
Hawaii
Indiana
Kentucky
Maryland
Minnesota
Montana
New Hampshire
New York
Ohio
Pennsylvania
South Dakota
Utah
Washington
Wyoming

Arizona
Colorado
Florida
Idaho
Iowa
Louisiana
Massachusetts
Mississippi
Nebraska
New Jersey
North Carolina
Oklahoma
Rhode Island
Tennessee
Vermont
West Virginia

Explore Business Loan Options by Industry

Discover tailored funding solutions designed for your specific industry. Whether you're in construction, healthcare, retail, or any other sector, we provide financing programs that match your business funding needs.

How to Apply for a State-Specific Business Loan with AMP Advance

Skip the paperwork and 85% rejection rate that comes with banks. AMP Advance offers fast, hassle-free access to state-specific business loans, SBA options, and startup funding—no hard credit pull, no red tape. Whether you’re in Texas or California, we help you get funded fast.

1. Select Your State

Choose your state to explore tailored funding options. From SBA loans to revenue-based financing, we break down what’s available based on your location and business type.

2. Complete the Quick Application

No hard credit pull required. Fill out a short form and upload your recent business bank statements. This helps us match you with state-level loan programs and private lenders that fit your needs.

3. Get Funded Fast

Once approved, funds can hit your account in as little as 24–48 hours. Whether you're in Texas, New York, or Florida, we streamline the process so you can focus on growing your business—not chasing paperwork.

Frequently Asked Questions

What are the best states for small business loans?

States like Texas, California, and New York offer robust small business loan programs through their economic development agencies and partnerships with the SBA.

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How do state-specific business loan programs differ from federal options?

State-specific programs often provide localized support, including grants and low-interest loans, tailored to the state’s economic landscape, complementing federal options like SBA loans.

What is the State Small Business Credit Initiative (SSBCI)?

The SSBCI is a federal program administered by the U.S. Department of the Treasury that provides funding to state-level agencies to support small business lending and investment. It helps creditworthy small businesses—especially those in underserved communities—access capital they may not qualify for through traditional banks.

How can the Economic Development Administration (EDA) help my business?

The EDA funds a wide range of economic development initiatives, including grants to support infrastructure improvements, entrepreneurship, and regional job creation. Small businesses may benefit indirectly through programs like local revolving loan funds or directly through business incubator partnerships and technical assistance. If you’re located in an area seeking revitalization or growth, EDA-funded programs can be a game-changer.

🔗 Explore EDA Programs

What if I have bad credit?

No worries! AMP Advances offers bad credit business loans that are not credit sensitive and easy to qualify for.

How much can I get in funding?

Each loan option provides a max funding amount, some loans can be paired with another loan option for max funding.

See our business funding solutions page to learn more.

What are the the minimum requirements?

Qualifying is easy, our minimum requirements are: