CaliforniaSmall

Business

Loans

See if you are eligible for business funding in minutes

Explore top State-Specific Business Loan Programs

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Business Funding As Unique As Your Business

Flexible small business funding built around your goals. Access quick approvals, multiple offers, and terms that scale with your success.

California Business Loans: Wherever You Operate, Whatever You Do

Enjoy the benefits of working directly with AMP ADVANCE. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.

How to apply

A small Business Loan

Apply Online

Answer just a few questions about your business to see which lending products you qualify for. In most cases there are no hard inquiry on your credit.

Get Approved

Our technology matches you with the best small business loans you qualify for.

Receive Your Funds

After selecting your preferred business loan option, you can get funds in your account within 24 hours.

Best banks for business Loans in

California

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Are we a match?

Flexible small business funding built around your goals. Access quick approvals, multiple offers, and terms that scale with your success.

Trusted By

Business Owners

Like You

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Stephanie Whitworth profile picture
Stephanie Whitworth
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
AMP helped me secure a business line of credit that was a game-changer for my seasonal tourism business. During the slow months, it gave me the cash flow I needed to cover payroll and prep for peak season—smooth, fast, and exactly what I needed to stay afloat.
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Brian Dale profile picture
Brian Dale
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
John at AMP got creative and made it happen. He stacked multiple funding options to get me the capital I needed fast. Smart, responsive, and results-driven. Highly recommend!
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George Lopez profile picture
George Lopez
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John and his team(AMP Advance) are very professional and knowledgeable. Im a restuarant owner in California, having access to quick capital is crucial to us restaurant owners That's what Amp Advance has been able to do for us. Quick turn around, competive pricing, not to mention their customer service is second to none. I would highly recommend giving John and his team an opportunity to earn your business. Thanks Amp Adavnce,
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Jak Dawson profile picture
Jak Dawson
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Amp Advance did great with their customer service, understanding my business, and quick loan services. Thanks a lot for the help with my Florida Business Loan.
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Francisco Montero Naranjo profile picture
Francisco Montero Naranjo
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Glad I called AMP, they came in clutch for business funding for my Irvine, CA business when my biggest client had payment issue to help me cover my payroll with a business line of credit.
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Gloria Ortiz profile picture
Gloria Ortiz
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You've guys helped me hit my funding goals so I can grow my business from start up to where I am today! Your team took the time and helped me a lot. Thanks!
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Christiaan profile picture
Christiaan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I used AMP to secure equipment financing for network servers and storage networks. The process was smooth, and they helped me get exactly what I needed, without tying up my cash flow.
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Jocelyn Farrar profile picture
Jocelyn Farrar
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Carlos got me funded for a business line of credit where my bank declined me! He’s my guy when I need business funding I would highly recommend
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Travis Messman profile picture
Travis Messman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Matt and the team at AMP helped me consolidate my business debt into a single loan with an affordable payment, saving me 40% on cash flow.
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Nicole Olar profile picture
Nicole Olar
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
John and the team at AMP were absolute lifesavers! They listened to my needs and made the process of securing a business line of credit easy and educational!

Frequently Asked Questions

How do I apply for a small business loan online?

Applying is simple—fill out a short online form with your business info, revenue, and time in operation. AMP Advance offers instant pre-qualification without affecting your credit score.

Is there a hard inquiry?

No, all pre-approvals utilize a soft pull so there’s no impact on your credit score.

What documents are needed for the loan application process?

Pre-approval typically need 4mo of most recent business bank statements.

For pre-approvals over $150,000, a recent tax return could be requested.

Can I compare multiple business funding options in one application?

Yes! With one application, you can receive multiple funding offers—ranging from term loans to lines of credit—so you can choose the best fit based on loan amount, interest rate, and repayment terms.

What types of business financing can I qualify for?

Business funding options include working capital loans, equipment financing, merchant cash advances, and business lines of credit. Your loan term and interest rate will depend on your business health and credit profile.

Do I need perfect credit to qualify for a small business loan?

Not at all. We work with business owners who have fair or even poor credit. Your overall business performance, revenue, and cash flow often matter more than just your credit score.

 

Small business

loan insights

Ready to secure fast funding for your business growth?

From small business loans to equipment financing, AMP Advance helps you get the funding you need to move forward with confidence.

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Jersey City, NJ 07306