Get Funded In 3 Easy Steps

1. Apply Online

Apply in minutes with no risk or obligation. In most cases there are no hard inquiry on your credit

2. Get Approved

Custom funding options at your fingertips

3. Receive Your Funds

Get funds in your account within 24 hours

Hours To Fund


Approval Rate

What We Offer?

Check our offers and see which is the right fit for you

Equipment Loans

From Commercial Kitchen Equipment To X-ray Machines We've Got You Covered


Starting Interest Rates


Months of Repayment

✅ Tax savings

✅ Leaseback options available for qualified assets

✅  Upgrade outdated equipment

✅ $0 down loan options available

Merchant Cash Advances

When Banks Say NO, AMP Says YES


Starting Factor Rates


Months of Repayment

✅ Bad credit, no problem

✅ Flexible and customized payment options

✅ No Pre-payment penalties. Early payment discount incentives

Term Loans

Traditional Business Loans Funded Faster Than A Bank!



Starting Interest Rates


Months of Repayment

✅ Monthly payment options

✅Competitive near bank rates

Fully amortized, payoff early and save money

Line Of Credit

Working Capital When You Need It, Pay As You Use It


Starting Interest Rate


Months of Repayment

✅ Pay interest only on drawn funds

✅ Cover cashflow shortage or payroll

✅ Interest is tax deductible

Do You Qualify?

Check below for our minimum requirements

Equipment Loans
  1. 2 Years in business
  2.  550+ FICO
  3. Full financials required
  4. Must show profit
  5. For leaseback asset must have $0 lien
Merchant Cash Advance
  1. 3 months in business
  2. Min. $120k annual sales
  3. 500+ FICO
  4. Any industry
Unsecured Business Loans
  1. 2 Years in business
  2. Full financials
  3.  630+ FICO
  4. Min. $200k annual sales 
  5. No vice adult or vice industry
Business Line of Credit
  1. 6 months in business
  2.  620+ FICO
  3. Min. $200k annual sales
  4. No vice adult or vice industry


You guys are doing a great job, keep it up! My monthly revenues have been on a consistent upward trend and we are up 20% from this point last year because of Amp Advance! Crazy right? We went from owning 3 ambulances and now 6 months later we are up to 9. When told they would increase my business, 10 times over, I was extremely skeptical. 6 months later I can proudly say they do what they say and they are more efficient than any other company we have ever worked with. Charles, Virginia

Thank you, Amp Advance! I wasn’t approved for traditional financing anywhere. They were extremely professional and helped give me the chance to pay off existing debts and have just just one low monthly payment! Cynthia, California

Even though we have great cash flow, our business showed a loss on paper after this most recent year. Traditionally, because of this I have been turned down everywhere I have gone. Amp Advance helped us when we thought there was no one else to provide us financing. Carlos, Miami

The process of any type of financing is extremely tedious and time consuming. The team at Amp Advance makes the process of financing quick, seamless, and pain free! Funds appeared in my account in a little more than 72 hours too, which was quite to my surprise. Dave, Illinois

Frequently Asked Questions

Can I handle my whole application process online if I’d like?
Yes, you can! We offer both a fully automated process or a more involved Concierge approach.
If I’ve had past credit problems, should I apply?
YES, AMP has been able to help many clients with a less than perfect credit history.
If I already have a business loan, and need more funding should I apply?
Yes, AMP offers many products that can help you no matter the current situation.
My business just started. Can I still I get approved for financing?
We are unable to help fund start-ups. However, if you have been open for at least three months and can provide official documentation of your sales history, you are a candidate and should not hesitate to apply. In fact, it will be a short and simple process.
Can I leverage my minority ownership in a business for personal financing?
We require at least 51% ownership to close on a deal. In some cases, we would require 80%. Call us at (888) 201-2860 for any additional questions you may have.
Do I need to mail in signed hardcopies of the application and contract?
No. We happily accept all documentation sent to us by fax or e-mail to our secure server.
How much time after filling out an application does it take to get a decision?
AMP can approve and fund in as little as 24 hours, an average funding timeframe is 2-4 business days.

Get Your Small business Loan Today

Applying Now Will Not Impact Your Credit, No Hard Inquiries

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